Is there anything I can help you with?

Nope! Obviously you can't help, !@$!!$$#@%$@!!

I called the bank two days ago and asked if I can defer my loan repayment. Guess what? Not possible. The first thing the agent told me was this:

"If you will not pay your loan, you will be charged penalty." 

Are you trying to intimidate me???

 I argued that the reason why I got a loan from them is because I was told that I can postpone my payments anytime.

It just irks me because they keep on giving me crappy reasons for not giving in to my request. They said that the policy changed. Then how come the deferment option is still mentioned in their list of fees??


"Uhhh, because those are for locals only, madam."

Are you discriminating me???

I asked for a copy of the policy, and they told me this:

"Madam, go to your branch"

So much for convenience!